Terms and Conditions

These Terms and Conditions ("Terms") govern your use of this website and related services. By accessing or using the site, you agree to be bound by these Terms. If you do not agree, you must not use this site.

Use of Site

You may use this site only for lawful purposes and in accordance with these Terms. You agree not to misuse the site or attempt unauthorized access to our systems.

Information Disclaimer

The content on this site is provided for general informational and comparison purposes only. We do not guarantee the accuracy, completeness, or timeliness of any insurance rate information. Actual rates and coverages are determined by providers.

No Professional Advice

Nothing on this site constitutes legal, financial, or insurance advice. You should consult directly with a licensed insurance provider for advice specific to your situation.

Third‑Party Links

This site may contain links to third‑party websites. We are not responsible for the content or practices of those sites. Accessing them is at your own risk.

Limitation of Liability

To the fullest extent permitted by law, we disclaim all liability for damages arising from your use of this site or reliance on any content herein. Your sole remedy is to discontinue use of the site.

Changes to Terms

We may update these Terms from time to time without notice. Continued use of the site constitutes acceptance of the revised Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of your state of residence, without regard to its conflict of law principles.